PERA AT PANGINOON: What I Learned about Money according to the Bible


𝐌𝗼𝐧𝐞𝐲 is one of the most controversial topics on earth. 💰

It inspires spirited discussions and diverse viewpoints. It is also a taboo subject, seldom discussed even in the most basic of social units, like our families.

Money may even cause pain and antagonism to some, but also fame and fortune to others. What is it about money that causes such contrasting results? And how do we adjust our attitude towards money, so that we don’t inflict pain towards ourselves or others?

God knows money is everybody’s acid test. That’s why He has more than 2,000 verses about money, wealth and possessions in the Bible.

We should dig in and study what the Bible has to say about money. As a starting point, here are three main takeaways so that we have the Bible’s guidance on our attitude towards wealth and personal finance:

1. The love of money is the root of all evil.

“For the love of money is the root of all kinds of evil. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows.” 1 Timothy 6:10

Money is 𝐍𝐎𝐓 the root of all evil; the love for money is. The love for money is summarized in one word: greed. It’s the insatiable thirst for more that causes us to falter. Have you ever had one of those times when you bought a stock at a good price and, through your study and patience, reached your target price? You plan to take profits, but you reason that the trend still looks good. So you decide to hold off selling another day. The next day comes and prices are still going up, so you decide to wait another day. This time, you add to your position, confident that the stock will continue its uptrend. You can already taste the extra money that you will earn and you’re already thinking of finally buying the latest laptop or having that vacation that you deserve. The next day comes… and the coronavirus outbreak happens.

Immediately, prices plummet and you aren’t able to sell your positions. Now you’re at a loss, thinking why didn’t you sell the stock when you reached your target price in the first place.

Money itself isn’t the problem—we are.

The problem comes from our hearts’ desire for money, because no amount will ever be enough to satisfy one’s greed. Like the Bible says, this leads to many sorrows—big, regretful losses of money, time, or happiness—all because we chose to try to satisfy a bottomless craving for money at the expense of doing what is right.

2. God is our Provider.

“But remember the Lord your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today.” Deuteronomy 8:18

I once had a client who asked me for a very big discount. There was no way I could meet his price because it was way lower than my cost. This company was my biggest client, and not giving into his request might mean that he would transfer his business to my competitor. I asked my mentor what to do because I was afraid of losing my number one client, which would mean losing majority of my sales. I will never forget what he told me: “Bro, hindi yung client mo ang provider mo. Si Lord ang provider mo.”

It was like cold water was poured on me. All my apprehensions went away. That was the first time that I understood what this verse meant.

𝐆𝗼𝐝 𝐢𝐬 𝗼𝐮𝐫 𝐩𝐫𝗼𝐯𝐢𝐝𝐞𝐫—not the government, not our clients, not the stock market, not our employers. We have to remember that we serve the king of kings & the Lord of Lords. He has unlimited resources. I was looking at my situation the wrong way. I was so used to the worldly view that the bigger our employer or the bigger our capital, the better off we are. But in fact, that doesn't matter, because big or small, the God of plenty will provide what we need.

I did tell my client that I can’t afford to give him the discount that he asked from me and that he should give his business to another broker. I even looked for an able competitor who could work with his budget. But thankfully, he still let me serve his business and he is still one of my top clients today. I guess he was just testing the waters if he could still get lower prices.

3. God called us to be good stewards of His blessings.

“And God will generously provide all you need. Then you will always have everything you need and plenty left over to share with others.” 2 Corinthians 9:8

God wants to make miracles, and He does most of His miracles through His believers. He wants to provide for everybody’s needs, and He does this through searching for people who will do it for Him. God wants us to be a channel of His blessings. If we stop the flow of God’s miracles, there will be people who will not receive blessings, so God will need to continue searching for those who will heed the call.

If you hear of an investment firm that gives you 100% return every year guaranteed and only asks for minimal investment, would you invest with them? You probably would. If you had other investments with lower yields, would you still want to continue with those, or would you transfer it to our friendly ‘guaranteed returns’ investment firm? Unless you already consistently double your money on your own, then I think you would transfer your money to the investment firm immediately.

God is the same way. God is an investor who is always looking for the best return for his investment. He is prudent and he looks for the best traders who can handle His blessings—their money—well. If these traders use their money to bless others, then He will continue to invest in them, so they can bless more people.

Ultimately, 𝗺𝗼𝐧𝐞𝐲 𝐢𝐬 𝐧𝐞𝐮𝐭𝐫𝐚𝐥. It’s how we react to the abundance or the lack of money that is important. We should recognize that our wealth is not ours—it is given to us by God, and it is a privilege to be trusted by God to be stewards of His blessings.

About the Author


Written by Anthony Marquez, ZFT Masterclass Batch Ikigai


ZFT CORPORATION

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